How soon are you looking to apply? *

I'm ready now

Within 3 months

3-6 months

6+ months

Have you spoken to any lenders or brokers yet? *

Yes, but didn’t get approved

Yes, currently in process

Not yet

Do you currently have any missed or late payments in the last 12 months? *

Yes

No

Have you ever had a default, CCJ, or IVA? *

No

Default(s)

CCJ(s)

IVA / Bankruptcy

When were your most recent credit issues registered? *

Within the last 12 months

1–3 years ago

Over 3 years ago

No recent issues

Have you checked your credit report recently? *

Yes, it’s good

Yes, some issues

No, not yet

Do you currently have any active payday loans or short-term credit? *

No

Yes

What’s your household income before tax? *

Under £25,000

£25,000–£39,999

£40,000–£59,999

£60,000+

How much deposit or equity do you have available? *

Less than 5%

5%–10%

10%–15%

Over 15%

What’s your main source of income? *

Employed

Self-employed

Benefits / Pension

Combination of the above

Do you have any significant unsecured debts (credit cards, loans etc.)? *

None

Up to £5,000

£5,001 – £10,000

Over £10,000

How stable is your employment or income? *

Permanent / long-term

Contract / seasonal

Just started a new job

Variable income (e.g. self-employed)

Have you been on the electoral roll for at least 12 months? *

Yes

No

How confident do you feel about getting a mortgage approved? *

UnsureConfident

Full Name *

Email *

Phone *